My problem is, if I did take out health insurance for hospital cover, I reckon they are definitely going to say this is pre existing condition - even though no one actually knows for sure what's in there until I get the procedure done. So that would mean I would have to wait another entire year to get it done, and I can't handle that!

I am probably going to be best off going for the public system - or maybe semi private and pay some costs - $4000 is outside of my budget!!

Why, why, why didn't I take out the full cover in July last year!!!! That would've been a far less amount of time to wait......grrr.