Egh, I have always hated paps, Sammi. Mainly because my first couple of experiences were really painful and inconclusive, so both had to be done twice (and I think it was just that the dr was crap at it). Yuck, I've never had a metal speculum.
I always have thin prep because aparently I have some condition that I can't remember the name of... The coloquial term is cervical 'erosion' though the doc said the term isn't accurate. Its where cells that should be inside the cervix grow on the outside... when the brush catches them they bleed really easily. So there's always plenty of blood involved for me. I'm like you, I'd rather pay money and not have to have it again, LOL.
Though, I must say, I'm a lot less embarrassed about drs looking at my hoohaa since giving birth. Its like, 'yeah, whatever' now

Hey, Jodie, I'd encourage you to have a look at some positive birth books and vids - I'm so glad I did. My SIL loaned me the hypnobirthing book and video and they were wonderful about easing my mind about birth. In fact, I was really looking foward to the birth for most of my pregnancy! And it was a fabulous experience too! All the best to you.