not sure what the current extras plans are dental wise, but we've been covered for dental to over $17k value in 12 months (both had major dental surgery etc) so i think it depends on what dental you want

i compared the other options we had for cover, looked at what we'd be paying additional each week, and figured it was still better value with Latrobe for what we use. we use a lot of alternative therapies (accupuncture/chiro etc) which has more generous limits than i've seen anywhere else. the optical i figured i get new glasses once every 12 months, because i get frames with clip on sunnies, $230 is covered straight up, the lenses aren't that exxy and are generally less than the extra i'd pay with another fund (if that makes sense)