when PHI isn't 1 year yet and you need to be hospitalised

[Cherished]

I'd ask the health fund. My dh had a nose operation before the 12 month period and it is technically something he was born with. Something about the airways restricting airflow through the nose???... I don't know the full details but he ended up with a full rhynoplasty (nose job) in the private hospital with a specialist surgeon. I guess there are heaps of things which are technically preexisting but if not actaully diagnosed than I'd say they are new, I mean lots of things start becoming a problem way before you actually notice it is a problem and get it seen to if that makes sense?

[Mother Goose]

some health funds also pay if it is a priority issue as well. But it all depends on the health fund. give them a call TD. Who are you with?

[Turkish Delight]

I'm with NIB. It is oh so confusing. I'll have to call them tomorrow and just ask. I know its not long til July August but i just want answers to something i've been battling all my life without knowing that there was treatment for it and that it was even a condition