What Melanie said is very true.

As for food, I didn't think it was too bad, but if you're living tax free then it's not a concern at all. Health care is pretty basic I believe.

PV is great, I just think it would be easy to become isolated. I'm not quite sure why I say that because I loved it. Probably the fact it's an island (I'm all for island living) and/but has little else beyond its boundaries. I just felt like I'd stepped back in time 30-40 years. But I'm sure you'd get used to it pretty quick.