Hi,
Yeah we were, but we just had a chat to our broker and were refiancing to bank west.
Fixed rates at the moment are very high if you want to fix for 4-5 years. So if you want to save money you need the rates to rise to at least 6% in the next 2 years and then go to about 7.5-8% the remaning years for it to be cheaper.
Or broker has suggested bank west cause they have a new loan out now that caps the interest rate at 7.5%. So you get the value of variable but the security that it will not go over 7.5% in a 3 year period. Shop around though cause the fixed rate varies ALOT between banks.
good luck