SB ~ the benefit is for 2010-2011 finacial year. and I am paying tax, even on my top ups.. so i dont know, somewhere along the line it obviously wasnt enough.. another reason to just get a normal job I guess =P oh and I forgot about Uncle Bob! thanks! I really should do that =)

BG ~ thanks. so is tax and HECS pretty much seperate? even though you pay HECS like tax? so they dont affect eachother?