Financially we are better off than we have been in the 5 years we have been together. We are only in our early twenties and are very happy atm.

we are now able to pay double of our minimum mortgage repayments, we qualify for all of the stimulus bonuses, we also are entitled to FTB A and B and Dh's wage keeps getting an increase every 6 or 12 months.

The only down side is that the interest rate on our "high interest" savings accounts has dropped very low, so we now have that money sitting on our mortgage which is free to redraw. SO we aren't "earning" interest, but we are saving it.