FIL got a mac from Harvey Norman and he said they've been great. And he has the money, don't know why he went this way. I understand I will have to pay early repayment fees and if it was monthly repayments they put a 10% charge on late repayments. But if it's no repayments how do they sting you?
They sting you by way of monthly account keeping fees. I'm not sure of the exact amounts but it's something crazy and there is no payment method that avoids it in most cases
Banks don't seem to like store credit cards. The amount if interest they have the POTENTIAL to charge is what the banks will look at as your potential liability for the card - so even if you have a $700 laptop on i, if you are approved for something more (3k for instance) you will be seen by financial institutions as potentially owing that amount plus interest (generally speaking, as much as 23%).
In my experience, you are better off just buying the cheap laptop and putting the money into your home loan savings later.
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Re: Harvey Norman interest free
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