It is so tough out there to get any type of loan right now. 2 years ago we were approved for a business loan and were told we could borrow way more than we needed (we almost fell off our chairs when he showed us) We couldn't believe how easy it was to gain access to so much $$. DH was the only one working and we did have our house to put against it but 12 months later we sold our business and tried to get a homeloan again and it was SUCH a struggle. We were debt free and had 90k in our pocket and they made us jump through hoops. For a homeloan we were after such a minimal amount compared to most homeloans. We were so shocked at how much tougher they made everything after the GFC. They have brought in new computer systems etc to analyse everything.

I agree with saving, if you really want this car you will have to show them that you can do it. At the end of the day, they're the ones in control and we just have to toe the line so to speak. I hope it all works out soon.