There are some PHI providers that have their own dentists. Australian Unity is one of these. You can go to their dentist and not pay anything (depending on treatment). Otherwise, you go to your own dentist, pay the bill and make a claim on your PHI. If the dentist has a working Hicaps nachine, they process the claim for you and you only pay the difference.

There is usually a 12 month waiting period for dental.