DH wants me to put more per month into their accounts, but we don't really have that money, well we would but that would mean less off the mortgage. I see setting ourselves up and paying off the mortgage quicker is also helping the girls. The more disposable income we have later, the more we will be able to help them out at that time. Not much point in the girls having great bank accounts when we can't pay the bills iykwim.
That's where we are at now Astrid, we see the benefit of putting money away for the kids but know that the more money we put into our mortgage, the better off we will be in the long run and therefore be able to provide for our blossoms later on.