If they have your bank details then it will go into your account and then you get a letter the following day or two to say that you have been stimulated and by how much, etc. If you got an accountant to do your tax, the cheque will get sent to them and then they have to forward it to you so it may take an extra few days. I know heaps of people who still ahvent got theirs. I have no idea how they are distributing it as my family have all got theirs at different time, my neighbours as well so I dont think it is going on last names or postcodes.