Are any of you guys with BankWest? That is who we are thinking of changing to.. the Rate Tracker Ultra Home Loan.
They have it so that is it .9% lower than the average of the 4 majors - It is currently 4.9% for 3 years, and then after 3 years you change over to a 'normal' rate, but they also don't have an exit fee so you can re-evaluate then and change around.. Our mortgage guy said that average length of the loan was 3.5 years before people change.
Hey Yael, i highly highly recommend AMP.They are sooooooooo helpful with my ongoing many questions.
There is a $300 odd dollar application fee, then there are no monthly fees. It is free to pay fortnightly, weekly or monthly, and you can make any additional payments with no extra charge. You can make lump sum contributions or ask them to debit extra out of your bank account each week etc etc.
The extra money that is available in your account (redraw) is FREE to withraw at any time with no minimum to be withrawn.
And you get internet banking so you can see everything online
we have 5.19% with an extra 0.06% discount - so 5.13% With INGDirect. No other fees or charges, free redraw with no minimum or maximum. It is a pretty good package.
Mum of 3 girls - who are you with? that seems to be a very good rate.
Registered User
Reply With Quote
Bookmarks