We have just bought me a small car and moved house, so atm all our money is going on paying that off! Although given we've only lived here a week and have already bought new essentials, things aren't so bad. We'll be non-mortgage/non-student debt-free again in a couple of months. But we can't afford to over-pay the mortgage any more, we were pretty much doubling our payments before we moved. And still paying less than we are now.

Then, of course, I'll be getting a hair cut and looking at holidays! I want to go away on a huge in-law family holiday for MiL's big birthday this year as well as see friends in other countries. DS will need new clothes too. Depending on where he gets into school next year (and if I get the job I'm currently after), we may be paying school fees too - great!