Thanks guys - it's always good to hear that you haven't come up with a dumb idea.
Lulu - you're very wise, this house has been doing my head in BUT we have almost finished our renovations which is also why it will feel a little silly to move. But I did those on the basis that they needed doing for my sanity and would only add value to the house's rental or selling price anyway. Plus, we wouldn't be moving until I was up the duff and who knows how long that will take. You're right about DSD too - she may decide not to move out but by that stage I may be back at work full-time and if so, we'd be in a position to buy.
It's hard because a trusted friend reckons we should just bite the bullet and buy somewhere and DP is a bit averse to the renting idea. I've told him that I'll consider buying somewhere only if we do a dry run financially and manage to pump into our current mortgage for the next six months what we'd need to pay on an increased mortgage. And if we do that without having constant arguments over who's put what on the credit card and why we can't afford to go out for dinner, then he may have a deal. I think that's fair but I still think that I'm more comfortable with renting and having almost no money worries.
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