I am with AAMI for one reason only. (well other than the fact they were one of the cheapest quote). I was the secretary to a solicitor who dealt with personal injury claims - car accidents and the like.

She said that the best insurance company was AAMI. They looked after their customers and were by far the easiest to deal with in terms of starting a claim. That was all I needed to be told. Sometimes its not who is the cheapest, but also how they look after you after you've had an accident that matters.