I'm also with AAMI and have unfortunately had to made 2 claims this year, neither at fault, and they were fantastic, highly recommend them!

My only advice is to read the fine print, especially if you are switching your house insurance, I was with REAL for a while until I read their fine print and it basically said in the case of a house fire, if the fault was from anything electrical (drier, heater etc) the claim is voided! Considering a lot of house fires are caused from this kind of thing I changed over quick smart! So definitely read all the fine print!