DH told me recently (don't know where he heard it or figured it out) that his income puts him in the top 15% of wage earners. However, to be in the top 8% he'd have to earn another $100 000 a year, and well over that again to be in the top 5%. In other words, there's a big difference at the top end of the scale! We are comfortable, more than comfortable, but don't have money to throw around - his income is boosted by salary sacrifice too. We don't earn enough to put us over the 'high income thresholds' that the government uses as cut offs for rebates and discounts e.g CCB etc (about $120 000 I think).

I also know people who spend $50-100 a week on soft drinks, chips, chocolate, lollies etc and $80-150 on alcohol and ciggies. We spend that amount or less in a year if we're lucky! But we'd average $50-100 a week on holidays and meals out/takeaways (one nice meal a month and a couple of strictly budgeted holidays). It's all about choices, budgeting and preferences.