annoyed at govt for not allowing homebirth on medicare...

BUT no regrets and will pay it all again no hesitations for next babies
There are some govt funded home birth options available depending on where you are.

I went through the Belmont Birthing Services and HB was an option for me completely free of charge (I only had to supply oxygen which was cheap)

We had a Birth Centre birth in the end because I wanted to use their better facilities - BUT there are some around if you look - they are usually associated with a main hospital.