I actually did qualify for Sunshine Homebirth program. I went to one appointment, because I like to get all the info before I make a decision, but I knew it wasn't for me. Lots of ticking the boxes, and since I have gone past my edd and had decent sized babies in the past, she acted like I was a ticking time bomb. I would never have relaxed, just waiting for them to say, nope - hospital for you.
As soon as I saw my midwife from my last birth, I felt at ease. She is actually away for the week around my due date. I need a back up for then, but for some reason that isn't stressing me out. (Anyone recommend an IM out West in Vic?)

Paying for an IM is obviously a choice I made, but it is coming at a cost. Our car won't fit our whole family in once the new baby gets here, but I figured that a birth was a one off thing that I will remember 10 years from now. I doubt I'll remember having to wait a few more months to buy a car. We will just flip a coin and see which kids get to come.