I hadn't feeb but how will that reduce the time it takes me to transfer? It's the potential length/faff of the transfer that I'm concerned about, not the cash.
I had a very firm transfer birth plan that my entire team had tattood on the under side of their eyelids The hospital were pushy and tried to side step our plan, but we held on tightly and had a reasonable outcome. I needed surgery, but because of my plan and my partner and mw's ability to stick to it, I'm ok now
I too live a long way from a maternity hospital (about an hour) and discussed this with my midwives for both of my births, one which ended up in a transfer to hospital. It is important that both you and your midwife are comfortable with how long it might take to get you from your home to hospital in case of transfer, but you should also find out more about why you might be transferred.
Many people believe that complications will arise suddenly, and therefore the longer it takes to get to hospital the worse the risk to you or your baby's life. But your midwife has the tools needed to keep both you and your baby well while an ambulance might be called, and almost all transfers happen without an emergency. Midwives attending homebirths are very vigilant about monitoring the situation for possible problems, and will suggest transfer at the earliest possible sign of trouble.
I hope that helps a little. It helped me to talk different scenarios through with my midwife so that I was sure why and how and transfer might happen.
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