Hi Kirley! Congratulations on you pregnancy.

We are planning another homebirth. I have a different IM this time around (my last IM has retired). We are paying $3000 this time. I have signed a 'contract'/agreement with my IM. One of the stipulations is that we pay her the full amount by 37 weeks gestation. She also requested a deposit of $500, which I paid on our second visit. Each time she visits, I make a payment- but she was not expecting or anticipating this. I just prefer to pay it off over time rather than have the temptation of spending the money on something else! But technically, we could have just waited and paid the balance ($2500) at our 37 week appointment.

Have you got any 'quotes'? Do you think paying it off over 30-odd weeks is feasible?