Hello,
Just wanted to share my experience with Teachers Health Fund and tell you not to give up if you have insurance with them and wish to access the homebirth benefits. I was paying for Top Extras and was already pregnant when they sent out the information that homebirth benefits were being withdrawn in May, giving only 2 months' notice. So, I have written about three emails to them and finally they have agreed to pay homebirth benefits for my upcoming birth in late Dec/ early Jan. The problem I found was that although Australian Unity have awesome homebirth benefits, you have to be a member with them for 12 months and the only other place I could find was ahm and the same thing applies (their benefits not as good though). I explained to THF how disgraceful I found it that they had left me with no choice to even move to another fund with such short notice and I encourage others not to give up. Two months' notice is ridiculous! Boo THF!