Hi there!
we are having to IMs at our upcoming HB. the only reason being is that a good friend of mine is an IM and offered to be a birth support person, so i just had to find a primary IM.
if you do have 2 IMs attending and providing ante-natal care you pay for them separately (well this is how it was explained to me) BUT usually the secondary IM may charge less as they are not handling all the appts but are there really just for the labour/birth. So for example, my friend will be charging significantly less as i will be only really paying a small on-call fee that also includes attendance at her calmbirth class.
if you go the 'normal' route of having one IM you only pay for the 'back-up' midwife if you actually need them (like in the case of your first IM not being able to make it). most IMs have a back-up person/s that they use/work with on a regular basis. also a back-up or second IM should be on the same page as you regarding the birth plan and this is usually done around the 30 week mark appt.
HTH!


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