Karina - hi

I am 24 now and we are TTC - i would have started years ago if not for DH. He wanted to be married, finacially stable, ready... etc. All the excuses under the sun - but thinking about it you do both have to be ready - nothing can destroy a relationship faster than that sort of pressure.The biggest problem is is that its not something you can exactly compromise with. We finally came to an agreed decision after the wedding and when it actually came to doing "it" the first time without protection - i was the one who got nervous!!! LOL!!!

When you are both ready go for it - try not to listen to what everyone else has to say.