IVF is cheaper (you get more back) after you have reached the safety net. So, you aim to only pay the safety net once, by (hopefully) squeezing all of your treatments into one year.
HTH
Last edited by Maruschke; December 6th, 2011 at 06:51 PM.
I remember 3 years ago when I did my first cycle, that after I paid the $4800 or so (can't remember now sorry!) I automatically reached the safety net and then I was getting 80% back from most my bills. Don't know how much has changed now though, but the aim it to reach the safety net (I think it's around $1500??).
Nothing like a cuddle from DD after a hard day's work!
Oct 2007
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ok that makes sense.
I had top hospital cover for 9 years (company paid for it) but since being made redundant from that company i am now on the lowest hospital cover! DAMN!!!
Just thought I would post in here about the Extended Medicare Safety Net... after much research I came across the following Medicare webpage which actually lists the EMSN maximum pay outs for each IVF and OB Item Number. It is very useful if you are able to obtain item numbers from your clinic for your particular cycle to work out exactly what your out of pocket expenses are going to be. These figures (EMSN) will become relevant once you have reached the Medicare Safety Net out of pocket expenses for the year which is $1157.50:
Mods, apologies if I am unable to post the above web link.... please let me know and I will remove if not allowed. If this is the case then I am happy to PM the link to anyone who would like it .
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