IVF Medical Loans - Bad Credit?!?!?!?!

[ms_liv]

There is a medical group that offers loans apparently. Not sure what thy are called. I imagine a bad credit rating will be a problem too

Banks won't lend money for ivf. At least a few on here have tried and been knocked back. Can you borrow from a friend or relative??

My family aren't really in a position to loan that kind of money unfortunately. We have about $3,000 but need around $7,000. I've been told we shouldn't wait much longer so was just looking into my options.

I'm researching medical loans with bad credit, but not sure the interest i would pay having bad credit would be worth it. Maybe I just need to stick it out a few months & save the rest.

I could go to a clinic that allows you to pay the gap between the IVF & rebate but my out of pocket costs in the long run will be much more if I use another clinic.

[nothing2lose]

A couple of months waiting should be okay in normal circumstances.

Keep in mind that you can wait a month or more to get the rebate back from Medicare too.

[Marley&Me]

As a last resort could someone close to you like a family member loan the money for you? If you already have about $3k a credit card or small personal loan would do.

[Tinks]

Defaults only show on your credit file for 5 years. It might be worth getting a copy of your credit file to see if its still there. You can even take a copy if your file with you when you apply for the loan. I know finance companies such as GE will loan to people with a default but the interest rates are a bit higher.