thread: IVF Medical Loans - Bad Credit?!?!?!?!

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  1. #1
    Registered User
    Add Mel_B1981 on Facebook Follow Mel_B1981 On Twitter

    Aug 2011
    Neerim, Victoria
    155

    I too have bad credit - and have successfully made it worse by trying to get a loan for IVF cause of course each "credit check" performed is noted on your file and reduces your credit rating even further

    Every company I have tried has rejected the loan application....including all the ones who supposedly specialist in medical loans for people with poor/bad credit.

    I've been thinking about trying a broker, but just not sure about using this method again - the brokerage fee on my car loan was close to $1,000! It seems like a waste of money to me, but then, it gives us the money we need to get IVF done, so I'm tempted to proceed and wear the additional cost just so we can actually do IVF.

    Oh and I've been advised defaults stay on your file for 7 years not 5 years as advised in a earlier post - maybe double check this with someone before relying on either bit information???

  2. #2
    Registered User

    Jan 2013
    Melbourne
    8

    Red face

    I too have bad credit - and have successfully made it worse by trying to get a loan for IVF cause of course each "credit check" performed is noted on your file and reduces your credit rating even further

    Every company I have tried has rejected the loan application....including all the ones who supposedly specialist in medical loans for people with poor/bad credit.

    I've been thinking about trying a broker, but just not sure about using this method again - the brokerage fee on my car loan was close to $1,000! It seems like a waste of money to me, but then, it gives us the money we need to get IVF done, so I'm tempted to proceed and wear the additional cost just so we can actually do IVF.

    Oh and I've been advised defaults stay on your file for 7 years not 5 years as advised in a earlier post - maybe double check this with someone before relying on either bit information???

    Mel_B1981

    I know you;re pain & I see you also are going to Dandenong Fertility - that's where I'm headed this mont as well.
    Let me know how you go there