We are hoping to start our 1st IVF cycle soon but would like to no what are the total costs of a cycle and how much of that do you claim back through medicare?
Costs vary from clinic to clinic, but to give you an idea, my last collection and transfer came to just over $4000 out of pocket. The upfront costs were just over $10,000. Of the $10,000, there was about $1500 that couldn't be claimed from medicare - for accommodation, medications, and the clinics fees - so of the claimable stuff I got about 45% back.
Frozen transfers are cheaper. My last one was about $1200 out of pocket ($2800 up front)
The main thing that will make a difference is the mark up your specialist and clinic adds to the medicare rebate level for each item. For example, the big one in ivf is item 12300 (ART services - initial cycle), which medicare will refund up to $5000. My clinic charges $7000, so there's $2000 out of pocket straight away. Specialist fees make a big difference too - my last anaesthetist charged $400, and I got $100 back, whereas the previous guy only charged $200 (still $100 back)
If you need ICSI as well that will add $500 - 800 to your bill (about $500 is rebated)
I am about to start an IVF/ICSI full stim cycle at MIVF and it I need to pay $8500 before treatment starts (will get about $4000 back from Medicare), then the egg pickup is about $850 at the Epworth Freemasons (or about $400 at the Royal Women's) as well as about $350 for the anaesthetist. THis is not covered by Medicare. The drugs you take you also need to purchase. Not sure how much they are but I am expecting they will be a couple of hundred dollars or so.
Frozen transfers are about $2000 with $1000 or so able to be claimed.
Needless to say, I am hoping I get a LOT of good eggs in the first cycle!!!
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MIVF costs
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