While we're not the biggest of families, we're still a family of 6.
My DH is the sole provider and brings home a decent income which makes it easier for me to be a SAHM.
It all comes down to budgeting correctly I guess. We pay 1/3 of DH's income on the house, and we run 2 cars. We buy all our food as cheaply as possible but are still able to afford some luxuries. I love to cook so that helps a lot. We try to save money each week but end up having to go into it for things like birthdays etc, but we kinda figure that's what the savings are there for.
We're lucky as our children are fairly spaced apart in age which for now makes things a little easier. DH & I always knew we'd like loads of babies but money is the only factor that really stops us from having more, I know for us another child would put us into a much dire predicament, which is why I am more than happy to stay a family of 6. If we happen to get an amazing lotto win, things may change
Our income varies a lot from year to year because we are farmers so we could earn say $70,000 one year, $90,000 the next back to something like $60,000 the year after that depending on what prices we get for grain, sheep and wool etc. So we live on a base budget, which would be similar to what someone on centerlink benefits would get, so under $30,000 per year plus family assistance, so that anything else can pay for the farm running costs, business loans etc and anything left goes into savings. $30,000 might not seem like a lot of money but doing this for a few years now has allowed us to put away a substancial kitty to pay for incidentals like trips away etc so we are living pretty comfortably.
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