I get it - so the $4400.00 mivf charges for a basic stim cycle - I will be out of pocket $3850.00 + everything else on top per cycle .

And for those who need, pgd, isci and/or donor, there are more out of pocket charges

Sorry, I sent my letter off when this started, but I put my head in the sand, until the budget was released, it's only now I understand