Hi Ladies,

My partner and I are at the beginning of our IVF journey. I was on the phone to my private health insurer today to ask what I thought was a simple(ish) question.

With my level of cover, what am I entitled to claim back when I pass the 12 month waiting period?

You see, I always thought I had the correct level of cover until I found out last May that I didn't. Needless to say I upgraded however I haven't hit my 12 month waiting period.

We really want to start IVF treatment, but I want to know if the private health rebates are substantial enough to put this off until June or if the rebates are minor. My understanding is the bulk of the rebates come from Medicare safety net.

I know each policy with each company are different, but are you able to share your experiences on how much you actually got back from your insurers??

My assumptions could be very wrong by the way,,,, so please feel free to correct any porkies I may have told

Thanks so much ladies, I'd love to hear from you. Thanks a billion....