Until next financial year (eg July 1), your medical expenses from THIS year (eg July 1, 2011 to June 30th, 2012) are eligible for 20% of out of pocket expenses rebated as part of your tax return. As of next year though, IVF (and I think OB fees) are exempt from this - or something like that It just gets harder and harder to afford!
ahhh... that's what the tax return thing is...! I asked the FS yesterday if there was some change with the medicare rebate on 1st july, and he said he hadn't hear anything... but that makes more sense that it's to do with the tax return....

good thing I've told my sister in law we are doing ivf.... as she is our accountant...