With regards to hospital and theatre cost they should not be able to dicriminate based on the procedure. That is law. What they may mean is that you will no longer be able to claim the mdicare gap for the doctors part of the EPU?
Hospital cover is hospital cover pure and simple...they cannot dictate why you are there. Medical cover is different if that makes sense.
I would ask for clarification from them cos from what I know of private health you should still be able to claim the bed fee etc.
It's all very strange...my policy does not have a specific IVF clause but it covers all the bed and theatre fees regardless. The only gap we have is the basic IVF fee everyone pays upfront each cycle.
ETA: Just checked my provider. HBA covers all in hospital stuff as long as it is eligible for a medicare rebate. The only exclusion is if you are and overseas corporate visitor they wont cover IVF. So if you are a resident you are fine.
Reply With Quote
Bookmarks