My husband is with HCF should I join his private fund? Im over 30yrs old so would I have to pay that little bit extra??
Redlady
Registered User
My husband is with HCF should I join his private fund? Im over 30yrs old so would I have to pay that little bit extra??
Redlady
Registered User
Yes probably join his fund, you might find because he's been with them for a length of time, that they will waive waiting periods, etc. Yes, because you are over 30 you will probably be subject to the extra premium, however, because your husband is adding you, as a family kinda thing, they might not charge this. Ring them and weight up the pros and cons.
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