Hi Lovely Amysarah

I love how you are doing all your research - very exciting. At our clinic we only have to pay the gap upfront (aroung $2500 for ICSI). So we just call up each pay week leading up to the cycle and pay around $500 till it is paid off.

With the larger amount you will need I can see the credit card option working well for you. Thank god for the safety net hey? We areally are lucky here is Australia - even though I know it is a bit of a pain coming up with the inital payment - once you have reached your threshold it isn't so bad...

I wish you every ounce of luck with your ICSI PGD journey.... I'l be cheering for you when the time comes hun.

Rach xx