Loops - I just went back and read more posts and just want to say - try & claim everything!! It is so hard to know what you can /can't get back!

Not sure if you have private insurance but just check every receipt you have with Medicare and your private, cos no one really makes it really clear what you can and can't claim and at the end of the day I think you have to just stay on top of it and try claim it all. It is better to check it than miss out on a possible refund.

Also another BIG thing - are you registered for the medicare safety net? Make sure that you are and your whole family should be listed - so you and your hubby on the same one. This means any out of pocket expenses for both of you go towards that safety net and once you reach it then anything you can claim thru medicare you get 80% back.

I was reading on anther thread last night where it seemed someone did not realise that DH expenses should go towards your safety net too. And although they don't generally have as many as us - it all counts.

Hope this helps and I wish you all the very best luck. I had a tear session last night thinking about what if it doesn't work and I havn't even reached my first EPU yet! So I can imagine going thru a few rounds must be so draining - emotionally & financially.

*Sigh*