Hi all,

In the past 5yrs I have been to two different fertility specialists at two different clinics in Victoria.

On both occasions I can not for the life of me get over the counter or over the phone (and specialist doesn't like to get involved with $ costs) information as to what the cost is involved with doing IVF

... Also can you pay in instalments OR does it HAVE TO BE a lump sum up front ???

Basically what is my out of pocket cost ???

Does Medicare, etc cover anything ???

PLEASE HELP ... And if anyone can help me could you please put it in simple english (I mean that in the nicest way )!!

If I do chose to do it, it will be through the Ballarat IVF clinic (anyone have recommendations there or anyone been through there ... What did you think ??)

I would be ever so grateful for anyone's help





Hi there , I know it is a little frustrating wanting to know everything upfront before you start IVF . This is just a rough idea as prices do seem to change all the time.

Depending on your fertility problem mine for eg is Endometriosis. So my costs were roughly around $ 4500.00 for the whole cycle. This is all broken up though. You pay firstly your consultation fees when you see the doctor these are to be paid on the day they are around $ 150.00 then when you actually start your meds my first med was the pill so you pay for that, its not much. Then my next med was a nasal spray and you pay for that when they give it to you. The next med for me was needles to enlarge your folicles (eggs) you pay for those and then there is a booster shot called HCG then you have a scan , assuming everything is going well you have an egg pick up which is a mild surgury to remove ur eggs. you pay for that at the time once everything is done you have a transfer of embyro and you pay for that at the time. so everything is kind of broken up in price. Its not too bad and in the end when you conceive and have a beautiful baby, beleive me you dont even think about the money side of things.

We didnt have the money either so we applied for a credit card and just paid that off slowy as we went along it was much easier that way. We called it our IVF credit card and only used it for that purpose only.

With medicare we dont have private health insurance , but once you have met the medicare thresh hold which I think is about $700 you have to check that though, you then start getting 80% back of what you pay . which is great. Good luck with everything I hope that helped you and I also whent through Ballarat IVF and Had DR Russell Dalton and on occasion Dr Michael Bardsley they are both fantastic and so are all the nurses. You couldnt ask for a better place to be .
Love TLC10