Thank you ladies! I just received a phone call from my DH, we need $120 to fix his car! It never ends
I am making a budget tonight. Mum came over today and she has put a cot and mattress on lay-by for me so that will help. I have a couple of friends that will lend me some stuff which will help. The items I have put on lay-by were half price thanks to Targets baby sale. I'm staring at $400 worth of bills, half are overdue. But I hope we can make ends meet.
Some great suggestions from people, I will keep them in mind
Little babies really don't need that much, boobs, nappies, some jumpsuits.
I bought a new carseat, but everything else was pretty much second hand.
Just a FYI, my baby bonus took 10 weeks to come in, so living on less is a great idea just in case things take longer than you have been told. As you get closer, cooking some extra meals is good financial and time ways for when bub is here.
I never thought of leaving work earlier And yes N2L, I am on my feet all day. I have organised that I will cut my hours back to 5-6 hour shifts, 5 days a week. So I won't be bringing home much by then anyway. I will try and do the one wage thing, but it will be near impossible
I was going to say the same thing as HotI, i think it's easy to get confused that you need all the fancy stuff out there but in the early days all bub needs is somewhere to sleep, some clothing, nappies and your love. In the early weeks also there isn't any real need to get out and about too much so just relax, try to do nothing and get to know your little one.
We only have a personal loan, thank goodness. No mortgage yet, I recently did a detailed budget to help us save for our house deposit so i know roughly what we need, but that didn't include possibly 2 months of no wage at all. So we are kind of organised. I'm just panicking about no wage, then to min wage then to part time wage and probably not full time again for at least 12 months after the baby is born. And even then we will probably be trying for #2 by then because this one took 3 years to get and I can't risk waiting another few years to try.
Oh sorry for the rambling, so much on my mind!
As other girls have said, it can take a while for the CL payments to come through and I have had all my bubs in July/August and because it's EOFY and CL is dealing with reconciling etc mine have always taken at least 6 weeks after lodging the forms to come through. So just be prepared for it to take quite a while.
You'll be fine, it takes a bit of adjusting etc but you will make it work because you have to!
When we had ds1 we went from 2 sad wages to 1. I ain't remember how much dh was bringing home now (13 yrs ago). Anyways every time we did the groceries. If something was on sale. Ie washing powder, soaps, shampoo even toilet paper. Buy it
We had enough basic household items to last till his first birthday. Toothpaste, washing up stuff, and of course baby items as well. Baby soaps and powder and disp nappies if you plan to use them.
There are quite a few FB pages that are like garage sales for baby goods. I got change tables, toys, rocking chairs the works for very cheap and they are fine, just no longer wanted.
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