Thanks ladies, I just spoke to a guy from CL, it seems the woman I spoke to 2 days ago is an idiot. He said max 21 days for processing, thank goodness! Hopefully my employer will pay me from when I leave and just wait till CL reimburse him. The woman also said my phone call back pin would expire in 3 days WRONG it's 24 hours. No wonder it wouldn't work.

Anyway I'm much happier to know it probably won't be 6 weeks of no money
I would assume the people you are talking to don't work in processing teams... I sit with a processing team and this is not the case. Don't bank on any given time. You are better off assuming a long delay and being pleasantly surprised if its sooner than that than banking on less than six weeks with no moolah. No one can promise you a time frame until after your baby is born AND all the required paperwork is received AND its processed AND your employer has accepted payment AND they tell you it will hit your account next pay day. Far too many variables for anyone at fao to promise you any time frame, and for you to reply on current time frames for something in six months isn't a smart move anyway. Another disaster period like black Saturday or cyclone like the one that hit qld couple of years ago, or a heap of births, or end of financial year will all change processing times.