I think the point of it going through the employer was to save administration fees for the government. PPL is paid to the employer who then pay it to the employee. I think it's a waste of time and money that way, but that's what the PTB decided to do.
It can be paid directly in certain circumstances, like bereavement or if you're not returning to work. When were you planning on returning to work? Would it be better for you to quit?




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