I am a rubbish homemaker as well. I like the idea of it, but the reality is quite different.
Plus with us having moved to the area, having no family and small network of friends, I don't think it was healthy for the girls to just be around me most of their days. So for me I see using childcare as a part of my village.

We do fly MIL over once a year to help out around the busiest part of the year for me, which so happens to coincide with the school holidays. It saves on putting DD1 in vacation care full-time, but also means the girls get some time with their grandma. So everyone wins with that. If I was not working, then the girls would see their Grandma less. So working does have more benefits than just money.