Days of DD off sick - very dependent on the year. We had a year where it was nothing, but last year she had at one whole week off at a time, as well as a few other days. DD was at day care 5 days a week, but DH is a teacher so she had every holidays off which may have helped with reducing illness.
If you're being paid as a contractor, your income would be higher because of the no leave entitlements - but if you had days off for sickness where you're not getting paid (say 10 a year if you were FT), wouldn't the wage allow for that? So yes, your daily rate is higher, but works out to be the same over the year (unless you had no leave/sickness).
As for who looks after her when she's sick, it usually falls to me for the first day. As DH is a teacher, he has to give plenty of notice and can't walk out if she comes down with something in the middle of the day. If it's going to be more than one day, we try and alternate, with lots of emails in the afternoon discussing if we think she'll be right the next day.
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