LR - Yep, unfortunately. Both MIL and FIL used to go there. He has worked outdoors for years and years and is always getting them cut out and lasered etc. After that experience they went to a skin specialist and couldn't be happier. They've warned us all to stay away!

Another story off the top of my head is friend of ours had one removed from his nose at one of these clinics, was told it was all good and then went camping for a week or so. When he got back, the spot had returned and doubled in size. So he took himself off to the drs to get it double checked. Turns out it was a very aggressive melanoma and he was told if he'd left it much longer, he probably would have lost a huge part of his nose

SweetBliss - I would imagine medicare would cover part of the cost. Give them a call, they'll be able to help you.