we bought Boori cot and drawers - partially cos it "fit" the furnishings in our hours, partially because we wanted the bigger cot that transfers to a toddler bed. DD is nearly 3 and part time cosleeps, part time in the toddler bed in our room. i couldn't tell you how much it was for those things in particular cos we bought other things at the time, but about 2.5-3k at the baby shop (linen, baby swing, cot, under cot drawer, set of drawers, car seat, pram, bassinette for pram, capsule). Some of it was definitely not "essential" - but for our circumstances, they were.

DD will continue to use her drawers long term. there's nothing "baby-ish" about them at all, so they can be used for as long as she needs them. the cot/toddler bed/couch may be moved into her room for her as well so that she has it to sit on for reading etc - may have to rearrange the room a bit though lol

i think you need to go "shopping" online - work out what you believe you want/need. then work out from there what your own budget will be. you can get pre-loved stuff, and a lot of it is in fantastic condition (our cot has a few teeth marks you can feel, but nothing you can see - and the rest of it is in immaculate condition. so you can still get the "nice" stuff without having to buy brand new if that's what you want to do. I am the first to admit that pretty much the only reason we spent on new stuff was because we had fought so hard to get her, had saved for another ivf cycle not expecting the IUI to work, so had the money there and it felt important to us to go all out and embrace the pregnancy etc. we didn't technically NEED to do it, but it was what we wanted to do for us. We don't regret any of the purchases we made, and we've used them all probably more than I anticipated, so it was well worth it for us