Mitzy,
you've posted exactly the question i've been asking myself today. Saw the white cot in target half price last weekend and i've just been to babyco this afternoon to do some looking around. I thought the target one looked great, and i will probably layby that and a car seat tomorrow - safe and sound no doubt. they were cheaper at target too.
I aksed the sales lady at babyco her opinion on buying goods from target / kmart etc - got the response i knew i would get - of course they're going to recommend their products - she basically suggested that they sell better quality items that will last longer? i couldn't see anything wrong with the target one, and white is what i want.
I was surprised at the limited range in babyco - target has more variety on prams, car seats etc.
I want to give us some breathing space financially, and i don't need the most expensive or glitzy items to feel good about myself. Practical, safe and affordable for me.
Lolly