Also, forgot to add

The amount you are charged at 30 weeks depends on what health insurance you are with, as they basically divide their fee, and work it out based on how much the health insurance will pay after the birth and charge you the rest

It says on my info pack (which i've now lost - sorry) that HCF pay one of the best, and Latrobe pay one of the worst amounts.. Can't remember about the others, but you can call your fund and find out

Might be worth changing health funds if you have to pay less at 30 weeks?

Also, best to register ASAP as a family for the medicare safety net as this helps you reach it sooner

Also, just for everyone's information - Latrobe is one if not the only health fund that only has a 9 month waiting period for obsterics - and as some health funds wont cover you if you are early, it might be wroth changing to latrobe to qualify! (however, they told me every if i was a day early they woudln't cover me because of the 9 month waiting period thing)