Hi farmgirl86

Welcome to BellyBelly!
My husband and I were exactly the same, 'thought' we wanted a baby but were so scared we wouldnt 'cope' and would turn a child into some crazed lunatic or something . All your feelings are perfectly normal, it does change everything, it is hard but its something that I would have sold my soul to experience. We never really became certain we were ready until we couldnt fall pregnant and then we both went 'yep, we are sooo ready'.
Talk to your husband about all those fears and anxieties. Talk about it all until you're blue in the face, write down pro's and con's and why you feel that way and maybe you will realise you are more ready than you think or maybe you both think you want to wait a bit longer. I hope that when you make the call your TTC journey is quick