Also I believe if you need for some reason a C/S, it will cost you again!!!

My friend had Insurance, had her private Ob & went to Knox Privtae, eventually needing a caeser, in total with OB appointments, bloods, U/S, the Hospital & caeser etc, she told me she was $7000 out of pocket from falling pregnant to having baby in her arms!!!

I almost died...

I go Public, I see MY own OB (he works in a GP as well) it cost me about $8 per visit, no charge for any boood tests at all, 2 U/S which after Medicare were approx $45 each... That is it... I will have him deliver baby if there are complications if not Midwives will do it & I am comfortable with this as DD was delivered by Midwives. I will see OB at the GP surgery for 6 wk check up & that's it!!!

I can go see him anytime at the surgery as a regular patient as well!

Maybe going Private in a Public Hospital is a cheaper option for you?

I also have friends that have Insurance but they go Public..

A work friend has full insurance through her hubbies company & she has a congenital lung disease & her private OB ($180) per appointment has told her any complications & she will be immediately sent to the nearest Public Hospital as Private hospitals do not have all the facilities!

She is so annoyed now as they have had lots of U/S & Bloods done & it's been really expensive so far & baby hasn't been delivered yet!!!!!